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Pinellas International Council Marketing & Networking Session is thrilled to have Macarena Rose return once again to speak on living in & purchasing real estate in Belize on Wednesday, July 19, 2017 3:00 – 4:30 pm!!

 

 

Thank you, Macarena Rose, for sharing your time and incredible knowledge with us. She is very vivacious and makes learning so much fun!

Macarena is the owner of Rainforest Realty in Belize, developing it into one of the leading real estate agencies in Central America. She remains a vital presence in the Central America real estate industry, maintaining an ongoing leadership role. She has a busy schedule that includes creating the International radio shows “Belize Talk Radio” ,  “International Real Estate Talk” and her newest show “Tuesdays with Morey Tax Tips“, filming her 6th HGTV House Hunters International program in Belize, speaking as an International Real Estate Consultant in various forums and serving on the board of many community organizations in Belize.

Macarena’s latest adventures includes the first Belize filming of HGTV’s Show called Off the Grid and has filmed 6 other episodes for HGTV House Hunters International in Belize!

Additionally she is now the Operating Principle of Keller Williams Belize.

An inspiration as to how to live a fulfilled life…her motto is – Throw Your Hat Over the Wall, Don’t Look Back & Just Do!

Although this opportunity is FREE for you, you must register due limited space, snacks & wine.


Click here to register. 

http://pinellasrealtor.org/education-and-events-calendar/

Contact: Martha Vasquez
Email: martha@marthavasquez.com

Pinellas REALTOR Organization
4590 Ulmerton Road, Clearwater FL 33762

 

 

Please join the Pinellas International Council for our monthly International Marketing and Networking Session. The event is free but we do need you to register on the PRO website in advance-Wine and small bites are provided by the PRO Affiliate Business Partners. Thank you!!  http://pinellasrealtor.org/education-and-events-calendar/

Hope to see you there!

 

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You may also contact: Martha Vasquez
Email: martha@marthavasquez.com

 

 

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Villa Stargate, Grecia, Costa Rica MLS#7753614-AnnalisaWeller1@gmail.com

 

 

And yet another reason to move to Costa Rica!

~~~~~~~~~~

By Jason Holland, https://internationalliving.com/articles/the-top-five-overseas-havens-for-effortless-healthy-living

Since moving here I haven’t had arthritis in years,” says Robbie Felix of her healthy new life in Manuel Antonio, on Costa Rica’s Pacific coast. “The clean air in the rainforest, the ocean…it’s like breathing medicine. I’m very healthy for someone with a chronic illness. I surf. I walk on the beach. I exercise.”

Robbie, in her early 60s, has the chronic illness lupus. But she found relief from her symptoms (including arthritis and skin allergies) after arriving in Costa Rica. And she’s not alone. Robbie is just one of the many expats who no longer needs a raft of medications since moving down here.

“My high blood pressure has come down almost completely.” says Nel Cameron, 68, who lives in Escazú, a suburb of Costa Rica’s capital, San José.

So what is it about Costa Rica that causes your blood pressure to plummet and your dependence on meds to go fade away?

There’s a phrase in Costa Rica, sort of the unofficial national motto: Pura Vida. It literally translates to “Pure Life,” but it’s more accurate to say “Life Is Good.”

It’s an attitude shared by most Ticos, as Costa Ricans call themselves. They value time with family and friends. They work hard, but you won’t find them sacrificing playing soccer with their kids at the park by staying late at the office. They know that a well-balanced life, where you spend time in your community or doing things you enjoy, is key to good health and wellness.

It makes for a low-stress lifestyle. And most expats find that, soon after arriving in Costa Rica, they adopt the Pura Vida way of life, too. They slow down. They get out of the habits they had for years when they were part of the daily grind. They enjoy coffee on their back porch, enjoying the scenic vistas of the Central Valley or Lake Arenal. Or breakfast with their toes in the sand with friends, after a long walk on the beach.

Reducing stress and learning to enjoy life is only one way expats find themselves improving their mental and physical health. Just about every Costa Rican town of any size has a feria, or outdoor farmers’ market, at least once a week. Most expats adopt the local habit of doing the majority of their shopping there. The price is right. With pineapples for $1, heads of lettuce for 75 cents, tomatoes for 50 cents a pound, and other bargains, you can load up on a week’s fresh fruits and vegetables for about $35. You also have fresh fish like snapper, tuna, or dorado (mahi-mahi), straight off the boat, for $5 to $6 a pound.

With these prices—and the abundance of fresh, whole foods—you can’t help but have a healthier diet. It’s common for expats to eliminate the need for some prescriptions. And lose significant weight—20…30…40 pounds or more—in the process.

Harry and Barbara Jones, a 60-something couple, live in Grecia, in Costa Rica’s Central Valley. They’ve found that living like the locals—shopping at the local farmers’ market for fresh fruits and vegetables, for example—allows them to cut their monthly budget to well under $2,000. Another benefit of their newfound healthy eating habits: “I’ve lost 30 pounds since moving down,” says Harry.

Diet is just one part of the equation. You have no shortage of options for exercise in Costa Rica, thanks to the warm, tropical weather year-round. On land, you can take long walks on the beach, trek through jungle, or hike vigorous trails to mountaintops with panoramic vistas. Watersports like surfing, standup paddle boarding, and kayaking are hugely popular on the coasts, with plenty of schools and instructors to help beginners of any age.

“One of the things we like is that it is quiet and peaceful. Its country living at its finest,” says Ian Douglass, 46, from Manhattan Beach, California, of his life on Costa Rica’s southern Pacific coast. “Clean air, unprocessed food, good waves, natural beauty, and the beach. I think these are things we should be allowed to enjoy every day.”

In the beach areas, it can be hot and humid—too much for some, just right for others. But head to the Central Valley and you’ll enjoy cool mornings where you need a sweatshirt and afternoon highs in the mid-80s F, with little humidity.

Jeff and Allison Spencer, 60 and 58, respectively, were educators in Arizona before retiring early and moving to the Lake Arenal region, which features a consistent, spring-like climate.

“In general, I really enjoy the weather. The breeze keeps things cool and keeps the bugs away. Even on rainy days, it’s nice and cool. March to April it’s dry. But we do have a lot of rain during rainy season, usually a sunny morning and rainy afternoon—that’s typical. But I wouldn’t trade that for the heat and dust in Arizona,” says Jeff, who adds, “The great temperatures year-round allow us to enjoy kayaking, biking, and hiking whenever we want.”

Of course, just walking out your front door can provide a lot of exercise. Many communities in Costa Rica are also very walkable. If you live in a town in the Central Valley or in one of the many laidback beach towns, you can get around mainly on foot for trips to the grocery store, local restaurants, and the like. If you’re in more outlying areas, there is excellent bus service and cheap taxis, so there’s no need to depend on a car.

With all these factors, it’s no wonder that one of Costa Rica’s regions, the Nicoya Peninsula, was named one of the world’s Blue Zones by researchers. They discovered that locals live longer on average, thanks to a combination of diet, climate, and lifestyle. I can’t say you’ll live longer as an expat in Costa Rica. But you’ll certainly be healthier.

By Jason Holland, https://internationalliving.com/articles/the-top-five-overseas-havens-for-effortless-healthy-living-part

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100m N Miguel Arriba, Grecia, Costa Rica MLS#U7753234-AnnalisaWeller1@gmail.com

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See what’s happening in St Petersburg, Florida’s Old Northeast neighborhood and downtown St Pete by checking out the latest issues of the St. Petersburg’s Northeast Journal . There are articles on local events, people, history, real estate, the arts, restaurants and much more. The journal is bi-monthly and has been published since 2004.

http://northeastjournal.org/wp-content/uploads/2016/01/NEJ-Jan-Feb-2016-WEB.pdf

http://northeastjournal.org/wp-content/uploads/2015/11/NEJ-Nov-Dec-2015-WEB.pdf

This is a great article to read if you are thinking about purchasing a second home, an investment property or a retirement home in another country.

 

House with an ocean view in the Dominican Republic

iStock Photo

David McKeegan, co-founder of Greenback Expat Tax Services, weighs in on the issues U.S. expats should consider when buying and selling foreign property.

Whether American expats are looking to buy overseas property as an investment, vacation home, rental or residence, taxes should always be top of mind.  Regardless of the potential return on investment, beauty, or the property’s fit into your expat lifestyle dream, consider these tax do’s & don’ts to ensure your purchase is one you don’t regret.

Do consider setting up a Limited Liability Company (LLC) to purchase the property
As a U.S. expat, if you are purchasing a foreign property primarily for investment purposes (either in your expat country or elsewhere outside of the U.S.), doing so as an individual may be the easiest but not the most advantageous decision. While tax time will be less complex (simply reporting rental income/expenses on your 1040), individual ownership offers you no liability protection. For LLCs with only one owner, the LLC is considered a “disregarded entity” for tax purposes, and all of the activity will be reported on the individual’s personal U.S. tax return.  This eliminates the burden of filing separate business tax returns and avoids the increased accounting fees associated with a business tax return.

Don’t ignore foreign-exchange rates
When you purchase a foreign property, you will likely transfer a large sum of money into your foreign bank account for the initial down payment.  Before you do, find out the foreign-exchange rates and fees associated with the transfer and even seek a professional broker who can ensure you obtain the most beneficial exchange rate possible—this could save you thousands of dollars when you buy and can impact your profit when you sell.

Remember that the U.S. may tax you on any resulting gains when you sell your property. The exchange rate gain from paying off a mortgage is calculated by converting the amount of the loan to USD using the exchange rate at the time the loan was originated and the exchange rate at the time the loan was paid off. The resulting gain is taxable as ordinary income using your marginal U.S. tax rate. If you have held the property for more than a year, however, you’ll be taxed at the long-term capital gains rate of 0%, 10% or 20%, depending on your marginal U.S. tax bracket.

Do deduct your mortgage interest and points from your U.S. Federal Tax Return filing
Mortgage interest and points are deductible on your U.S. expat tax return, even though the property is in a foreign country.  But the deduction can only be taken against income that has not been excluded by the Foreign Earned Income Exclusion. So if you exclude all your foreign income, you’ll need to have U.S.-sourced income or non-excluded foreign income to use this deduction.

Don’t forget to reduce gains taxes with the Foreign Tax Credit
The gain on your foreign property sale may be taxed by the country in which the property is located, as well as the U.S. For U.S. tax purposes, this gain is considered foreign-sourced income, so you may be able to use the Foreign Tax Credit to reduce your resulting U.S. tax liability. However, the gain isn’t considered foreign earned income, so it cannot be excluded using the Foreign Earned Income Exclusion.

Do try to keep the home for 2-5 years
As a U.S. expat living the life of a digital nomad or bouncing around for your career, planning to live in a residence for 2 or more years may not be possible. But regardless, try not to sell for at least two years.  The reason is that when you live in the home for 2-5 years, you will be eligible to exclude a gain of up to $250,000 (or $500,000 for those filing married jointly) from U.S. taxation. If not, the full gain will be taxed at the applicable capital gains rates.

 

David McKeegan is Co-Founder of Greenback Expat Tax Services, which specializes in the expert preparation of U.S. federal tax returns for Americans living abroad.

Email us at expat@wsj.com. Follow us @WSJexpat. Join our Facebook group.

 

Costa Rica Punta Loros

Punta Loros, a planned luxury resort and development property that spans 800 acres in the Central Pacific coastline of Costa Rica, recently tendered its environmental impact study to the Technical and Environmental Secretariat (Spanish acronym: SETENA). The study is an important part of the compliance process required to make this ambitious project a reality.

Jaime Lopez  http://news.co.cr/planned-luxury-resort-costa-rica-moves-ahead/35476

According to a news report by Spanish tourism trade publication Expreso, Punta Loros will require a $400 million investment and will consist of three hotels, 34 multifamily residential buildings, an 18-hole golf course, and plenty of luxury amenities to deliver a lifestyle reminiscent of upscale resorts in the Mediterranean and the Caribbean.

Punta Loros is located in Tarcoles, a touristic coastal area of the Garabito canton of Puntarenas. This beach community is just a 45 minute drive from San Jose, and it is part of the Orotina and Jaco Beach region where a future International Airport will be developed to accommodate the growing tourism and retirement industry in Costa Rica. In other words, Punta Loros is prime real estate. Here’s a description from the developers:

Nestled along the coastline on the Central Pacific province of Puntarenas in stunning Costa Rica you will find Punta Loros, an 800-acre, luxury resort and development property.

An easy 10-minute drive off of the main highway near Orotina, this development parcel or large private estate offers investors enormous potential on a unique and perfectly located property. Real estate is and always has been about value, and location, location, location, and Punta Loros absolutely delivers both.

Punta Loros has a gently sloping topography with ocean views from almost ninety-five percent of the titled and deeded property. There is one-mile of Pacific beachfront with several distinctive bluffs with spectacular vantage points for optimal placement of hotel sites, an old world waterfront village, meandering golf course, world class spa, beach club as well as multi-use residential sites.

Although the building permits in Punta Loros will allow for different architectural styles, the resort facilities will feature the elegant Spanish Colonial design. Up to 5,000 residential units will be constructed in Punta Loros over a four-phase period.

Jaime Lopez  http://news.co.cr/planned-luxury-resort-costa-rica-moves-ahead/35476

PRO-International-Council-logo-2-300x115 Don’t forget to register today & attend the Pinellas International Council’s

International Marketing Session

this Wednesday, December 17, 2014 from 3:00pm – 4:30pm

Marketing properties outside the country is significantly more challenging since they cannot be put into the MLS. Word of mouth and personal connections play a much bigger role when it comes to international properties. The Pinellas International Council (PIC) will give you a chance to share your properties with agents involved in international real estate transactions.

Belize flag

This month’s speaker is Yvette Dalton – she’ll be joining us from Belize! Belize has been chosen as a top destination for 2nd homes and retirement by US citizens. Due to Belize being a 2 hour flight from Florida and they are English speaking as the 1st language- Retirees and Expats from the USA account for 85 % of the Buyers in Belize.

Reserve your seat for our international marketing session and network with those who view the world as their market.

Although this opportunity is FREE for you, you must reserve your seat, as they are very limited.

REGISTRATION:
PRO Members (FREE):

Contact: Martha Vasquez
Email: martha@marthavasquez.com

Location Details
 Pinellas REALTOR Organization
4590 Ulmerton Road
Clearwater FL 33762

 

 

A retirement home on the water can be affordable if you are willing to move overseas.

Kathleen Peddicord Oct. 20, 2014 from  http://money.usnews.com/money/blogs/on-retirement/2014/10/20/affordable-retirement-in-the-caribbean

Northern Belize is a remote region of tropical rivers, hardwood forests, traditional farms, sleepy rural villages and breezy Caribbean seashores. This is a refreshingly off-the-radar place where residents embrace a simple, friendly, by-the-sea lifestyle. It is also the best value destination in Belize and one of the most affordable options for retirement in the Caribbean.

Northern Belize is an area of about 2,500 square miles and the point where the Caribbean and Central America meet. As that geographic juxtaposition suggests, the population is diverse, and it is becoming more so as North American retirees are beginning to recognize what this overlooked part of Belize has to offer and settling here in growing numbers.

Northern Belize’s remoteness is part of its appeal, but remote living has its disadvantages, especially in retirement. This is why the proximity of this part of Belize to Chetumal, Mexico, just across the border, is so important. The town of Corozal in Northern Belize is a gateway town to Chetumal and from there to Merida and Cancun beyond. In Northern Belize, you could enjoy a bargain Caribbean lifestyle with easy access to shopping, city distractions and medical care in Chetumal.

Belizeans are known for their hospitality. Plus, they all speak English, so new friendships are quickly and easily made. Corozal is home to an established and growing expat community, but this group is well integrated with the local Belizean community. Living here, you could fill your days sailing around Sarteneja, horseback riding at Chan Chich, kayaking at Orchid Bay, fishing at Bacalar Chico or bird watching at Crooked Tree Lodge. And you wouldn’t ever lack for company, Belizean or expat, if you wanted it.

While some expat retirees are prepared to be pioneers and carve a homestead out of the jungle or maybe plant a farm, most prefer to settle in a town. The three most appealing places for expat retirees are Sarteneja, Corozal and Orange Walk. There are also expat pockets developing in places like Four Mile Lagoon and Gringo Lane. In recent years, planned communities have developed specifically with foreign retirees in mind.

Property taxes are minuscule in Belize. This is a plus for those looking to save money on taxes, but it also means that municipal services are thin on the ground because there aren’t funds to support them. So, organized and private communities typically appeal to foreigners. These are places where you can enjoy a laid-back, bargain Caribbean lifestyle in Northern Belize while maintaining a North American standard of living.

Retirees settling in this part of Belize are launching businesses ranging from restaurants, bars and bed and breakfasts to construction services and farming. Others expats are truly retired, choosing to spend their days deciding which book to read next or which restaurant to boat over to for lunch.

Corozal, which is both a town and a district, maintains a friendship list so expats can stay in touch and know what’s going on. Every Wednesday, foreign retirees and residents meet at Jam Rock Restaurant for darts. One Thursday per month is the Corozal Women’s Forum. Fridays are for happy hour and potluck dinners in expats’ homes. The third Saturday of each month is Art in the Park, when local artists set up tables to display and sell their work. There’s a local chapter of the Rotary Club, a sailing club and full moon concerts in front of the Corozal House of Culture.

Despite the growing expat influence and excluding most waterfront property, real estate in this part of the country is still priced for the Belizean market. This is unusual and likely won’t continue much longer. The presence of foreign buyers eventually translates to pricing for foreign buyers. This hasn’t happened yet, which means there’s a window of opportunity.

As anywhere in the world, waterfront land is the highest priced and much more expensive than inland property. Inland you can find larger properties suitable for farming. If this idea interests you and you’re willing to dig deep and talk to the locals, you can find land for as little as $1,000 per acre.

Still, the cost of waterfront property in Northern Belize is a bargain compared with prices out on Ambergris and Belize’s other cayes, and an even greater bargain compared with values elsewhere in the Caribbean. It’s possible to buy a sea-view lot for as little as $30,000 or a small but turn-key casita in some of the development communities in the region for less than $200,000. And a seafront house in Sarteneja built to U.S. standards on 1 acre of land was recently on the market and listed for just $299,000.

Kathleen Peddicord is the founder of the Live and Invest Overseas publishing group http://money.usnews.com/money/blogs/on-retirement/2014/10/20/affordable-retirement-in-the-Caribbean

If you are interested in purchasing property in Belize, please feel free to contact me. AnnalisaWeller1@gmail.com

 

From Worldpropertyjounral.com  November 10, 2014

According to a new annual report by Livability.com, each day nearly 10,000 Baby Boomers are turning 65, and retirement is within reach. Nearly four in 10 Boomers plan to move when they retire.

Matt-Carmichael 2.jpg

Matt Carmichael

With this in mind, Livability.com has named the Best Places to Retire, 2014. These cities offer access to affordable and quality health care, practical cost of living, retiree-friendly businesses and services, as well as several amenities to help keep residents active.

“Not all seniors will move when they retire, but for those who do Livability wanted to suggest a range of options,” says Livability editor Matt Carmichael. “As retirement itself is changing for many beyond a traditional idea of warm weather and golf, so too have our ideas of what makes a great retirement city.”

Best Places to Retire 2014 include:

1.   Springfield, MO
2.   Knoxville, TN
3.   Bellevue, WA
**4.   Largo, FL  just north of St Petersburg about 20-25 minutes** in the Tampa Bay Area
5.   Wheat Ridge, CO
6.   Honolulu, HI
7.   Albuquerque, NM
8.   Tucson, AZ
9.   Missoula, MT
10. Coeur d’Alene, ID

Livability.com editors used data from Esri and the County Health Rankings to find cities with access to a large number of hospitals and doctors and yet still have low health-care costs. Housing affordability measured by the U.S. Department of Housing and Urban Development’s Location Affordability Index was also taken into account. Several measures including overall cost of living, natural amenities, climate, number of golf courses, walk score, and crime rate were selected from our overall Best Places to live metrics with special attention paid to specific concerns of seniors and Boomers.

In addition, Livability looked at Census data and data from Esri’s consumer segmentation system, Tapestry, to find areas with heavy concentrations of seniors and businesses and services that cater to them. They analyzed data from the Bureau of Labor Statistics to find areas with low unemployment for seniors and used data from Kiplinger to find cities located in states with retiree-friendly tax benefits. – See more at: http://www.worldpropertyjournal.com/real-estate-news/united-states/best-places-to-retire-best-cities-to-retire-in-liviablitycom-matt-carmichael-best-places-to-retire-2014-baby-boomer-retirement-communities-8645.php#sthash.TcK9DBSB.dpuf

 

Buying a property is always a big decision, especially if that property is located overseas and will require a lot of financial planning. If you don’t you could be left out of pocket. Seeking expert help can lessen the pressure and make the process easier and less complicated.

Using a foreign exchange specialist such as Moneycorp can boost your budget. Moneycorp help thousands of people every year get more out of their foreign exchange and money transfers when buying property overseas. My clients and I have worked with Moneycorp for over 7 years both for International buyers purchasing property in the USA and USA citizens purchasing in many other countries.

Exchange rates are constantly shifting. Often exchange rates can shift dramatically before the legal process of a buying a house is complete, sometimes meaning that the property’s price has changed by many thousands.

For example if your funds are in euros and you agreed to buy a $250,000 house in May 2014 when it would have cost you around €180,000, but by the time it came to pay by September 2014, the euro declined so the house will now cost as much as €194,000. This exchange rate movement means the house now costs them €14,000 ($18,000) more, even after you’ve agreed on the final price in dollars.

All clients have access to their own dedicated account manager to offer expert guidance on the fast paced foreign exchange market. With their help you can make the most of market movements in your favour and avoid being caught out by slides.

You can even use specialist exchange tools to protect yourself or make the most of your money. For example a “forward contract” can lock an exchange rate for up to 24 months for a future transfer. So your rate is fixed no matter how the foreign exchange rate market fluctuates, ensuring you can budget well into the future.

With guidance from the foreign exchange experts at Moneycorp, you could save thousands on your overseas property purchase. Moneycorp has been dealing in foreign exchange for over 35 years, in the last year alone they dealt in nearly 100 different currencies. Their experienced dealers will be able guide you through the foreign exchange market and help you cut through any red-tape you might encounter when making your international transfers. So get in touch and find out more about how you could save on your overseas transfers, it’s free to open an account and there’s no obligation to trade.

For further information on Moneycorp’s services or to open a free and no obligation account please call + 1 407 352 5890 or email darren.connor@moneycorp.com. Please quote ‘Annalisa Weller’ when contacting Moneycorp. Or you may contact me: AnnalisaWeller1@gmail.com and I’ll gladly introduce you to Darren.

Annalisa Weller, Realtor®, Certified International Property Specialist

(727) 804-6566
AnnalisaWeller1@gmail.com

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