By: 

house tax form 300x195 Get to Know the Capital Gains Tax Exemption

Bill and Mary. A married couple, they sold their primary residence last year and made a profit. The profit they made on their home sale is subject to a federal capital gains tax—enter the capital gains tax exemption.

The profits Bill and Mary earned on the sale of their home are not taxed because they qualified for a capital gains tax exemption.

Simply put, the capital gains tax is the tax you pay on the profit from selling your home.

Here are some other facts about capital gains taxes:
◾With the home-sale exemption you can exclude up to $500,000 of any profits from your capital gains taxes as a married couple and up to $250,000 as an individual.
◾You can add capital improvements (money spent on improving the value of your home) to the cost basis of your home. This, in turn, lowers the total profit you pay taxes on.
◾In order to take the home-sale exemption from your capital gains taxes, the property you’re selling must be your principal residence.
◾There is no limit to the number of times you take the home-sale exemption from your capital gains taxes.

These are only a few things to know about the capital gains tax exemption and selling your home.

Be sure to get all the details about how capital gains affects you. Go to http://www.irs.gov/pub/irs-pdf/p523.pdf

For those of you that golf, you might appreciate this article I came across this morning from http://www.worldpropertychannel.com. Take a few minutes to go on “mind vacation” without leaving your desk. I’m surprised that Pebble Beach between Monterey and Carmel, California and none in Florida made the list.

Top 10 'Exotic' Golf Courses in the World

 

By Steve Winston | July 11, 2014 WorldPropertyChannel.com
I’m not a very good golfer. Yet, I probably spend more time on the links than just about any professional golfer in the world…because of the fact that I spend so much time in the rough, searching for my ball!

Nonetheless, I’ve been to some of the most beautiful – and “exotic” – golf courses in the world.  And here’s my list of the Top 10…

No. 10) OITAVOS DUNES, CASCAIS, PORTUGAL - The Algarve region gets more publicity. But the scenic village of Cascais, a lesser-known fishing village fast becoming a hideout for the International Set, also offers great golf. And plenty of natural beauty, too. Oitavos Dunes, a hotel/golf club, is in Sintra-Cascais Natural Park, with stunning vistas anywhere you look. And you’re close to both Lisbon, and to the scenic coastline, dotted with timeless villages.

No. 9) LOS SUENOS MARRIOTT OCEAN & GOLF RESORT, COSTA RICA - At the edge of a lush rainforest with several micro-climates, the La Iguana Course at the Marriott offers plenty of side-shows…among them monkeys, macaws, and, yes, iguanas. The par-72 course has a challenging Ted Robinson-designed layout, with panoramic views of the Pacific, along with stands of banana trees, orchids, and other exotic native plants. The Marriott itself is designed in Spanish-Colonial style. It offers six restaurants, and a very-cool network of pools connected by canals, bridges, islands…and swim-up bars.

No. 8) PUNTA ESPADA GOLF COURSE, DOMINICAN REPUBLIC - If you stay at the luxurious Sanctuary Capcana you’ll have easy access to Punta Espada Golf Course, a Jack Nicklaus Signature Course right on the ocean. In fact, part of it is right in the ocean! One of the holes requires a 250-yard shot over the water…to a narrow green sticking out into the Caribbean! And if you like this course, stick around for a while – the Sanctuary Capcana’s building another Jack Nicklaus Signature Course.

No. 7) THE PORT ROYAL GOLF CLUB, HILTON HEAD ISLAND, SOUTH CAROLINA, USA - Hilton Head is a slice of Old South Carolina…a lush, tree-filled island where the natural beauty is everywhere, and sophisticated elegance is the standard. The Westin Hilton Head Island Resort & Spa is renowned for its Port Royal Golf Club, and it’s been named to the list of “Top 75 U.S. Golf Resorts” by Golf magazine. One of three 18-hole courses, the Robber’s Row Course is set atop Civil War battlefields on the marsh side of this former plantation, and dotted with historical markers. For example, the embankments between holes No. 2 and No. 3 and No. 13 were dug as fortifications by Southern soldiers. (They didn’t do much good, though, as Union troops captured Hilton Head Island in just a few hours.)

No. 6) THE LINKS AT FANCOURT, SOUTH AFRICA - This golf resort is reminiscent of an old Victorian cottage – a very large old Victorian cottage – sticking out in the middle of the South African veldt and mountains. Its setting is breathtaking – there’s no other word to describe it. Once an airfield, The Links is located along South Africa’s Garden Route, and its grounds reflect that designation. One of three courses at the resort, The Links was designed by South African native son Gary Player…who still refers to this course as his greatest design achievement.

No. 5) KAURI CLIFFS-MATAURI BAY, NEW ZEALAND - Designed by David Harman, this par-72 championship course includes five sets of tees, which makes it extremely challenging even for the pros. Fifteen holes overlook the Pacific Ocean…six of which are played alongside cliffs plunging sharply into a turbulent sea below. And the three inland holes wind through farmland, marsh, and forest…making it even more difficult to concentrate on the course when there’s so much natural beauty around!

No. 4) CABO DEL SOL GOLF COURSE, HILTON LOS CABOS BEACH & GOLF RESORT, CABO SAN LUCAS, MEXICO - The Cabo San Lucas peninsula, sticking out from the bottom of California, is a different side of Mexico, filled with scenic villages, seaside underground caves, and enormous, striking rock structures buttressing the sea. Guests at the Hilton Los Cabos Beach & Golf Resort, alongside the Sea of Cortez, have access to Cabo Del Sol Golf Course, a Jack Nicklaus Signature design carved into 1.5 miles of craggy rock outcroppings on the coast. The course features mountainous terrain, tees atop mesas, and holes right along the beach, and two holes – the 5th and 17th – are considered among the world’s best. Jack Nicklaus himself has called Cabo Del Sol Golf Course the best course he’s ever seen.

No. 3) THE COEUR D’ALENE RESORT, COEUR D’ALENE, IDAHO, USA - When you play here, you’re playing on a challenging, 6,800-yard course with views of beautiful Lake Coeur d’Alene - and the forested mountains climbing up from its shores – from every hole. And you’re also playing the most unusual golf hole in America. The 14th hole at the Coeur d’Alene Resort is the only floating green in the world. That’s right – it sits right in the lake! Not only that, but it can actually be moved, and it can also be made larger or smaller…all by computer. You’ll approach it in a classic mahogany boat called “Putter.” And, after you leave the course and it shuts down for the evening, some divers will approach the 14th hole, too, to attempt to retrieve some of the 35,000 balls that end up in the lake very year!

No. 2) BAHIA BEACH GOLF CLUB, ST. REGIS BAHIA BEACH RESORT, PUERTO RICO - It’s hard to think of a lusher topical setting than this one. The Bahia Beach Golf Club is situated on a former coconut plantation at the foot of El Yunque rainforest. It boasts a scenic 7,014-yard layout enveloping 80 acres of saltwater lagoons, with the mountainous Rainforest in the background. Fifteen of the 18 holes have water features, and the course weaves around lagoons before emerging onto the coast for holes 16-18. The course is recognized as a certified Silver Signature Sanctuary by Audubon International. And the resort offers hiking trails through a 483-acre nature reserve. Oh, and one other tidbit – the course was designed by Robert Trent Jones Jr.

And now, my personal favorite for the Top “Exotic” Golf Course on Earth (What’s yours?)…

No. 1) THE BROADMOOR RESORT, COLORADO SPRINGS, COLORADO, USA - The Broadmoor is one of America’s greatest resorts, surrounded by the magnificent peaks of the Colorado Rockies. Sitting at an altitude of 6,230 feet, it’s this year’s winner of Golf magazine’s award of “No. 1 Golf Resort in North America.” And its Mountain Course – one of three championship courses here – was designed by two of the immortals, originally by Arnold Palmer, and re-designed by Jack Nicklaus in 2006. It’s considered one of the most scenic – and challenging – in the world. On this course, you’ll have close-up views of 10,000′ Cheyenne Mountain, and of the legendary Pike’s Peak (14,110′, and the inspiration for the song “America the Beautiful”), on which – if you’d like a closer look – you can take a ride on the cog railway to the top, for some hot donuts, and a 360-degree panorama offering views into seven states!

I know golf is a very-personal game (even if, like me, you spend most of your time searching for your ball!). And everyone has his/her own favorite course. So let the debate begin! We welcome your comments!

`

for more see: http://www.worldpropertychannel.com

The French National Day marks the beginning of the French Revolution with the Storming of the Bastille on 14 July 1789.  French flag

 

 

 

 

 

 

 

 

The celebration of this great day includes parades, parties, fireworks, concerts, wreath placing at the cemeteries, and the oldest and largest military parade in Europe. The military parade, began in 1880, is held on the morning of 14 July,  and since 1918  it has traveled down the length of the Champs-Élysées in Paris.

Claude Monet’s painting entitled, Rue Montorgueil, Paris, Festival of 30 June 1878.

 

Bastille day is celebrated in many countries including Belgium, South Africa, New Zealand, the Czech Republic, Hungary, the United Kingdom and the USA. Here in St Petersburg, Florida, the French American Business Council of West Tampa celebrated Bastille Day at Cassis, an American Brasserie on Beach Drive. A special Menu was prepared by French Chef Jeremy Duclut and served with glasses of Marquis de la Tour from Loire Valley. Fiona Frensche performed favorite songs by Edith Piaf, Juliette Greco, Josephine Baker, Jacques Brel and more. Her cabaret style renditions of the French classics bring back memories of Montmartre in the 1920′s with Moulin Rouge as the setting. Ah, mais oui.

Sorry that this was late getting out but my computer decided it needed a day off to celebrate as well. Finally got it up & running again. Better late than never?

 

From Forbes.com, Lifestyle 7/03/2014

You want to buy a home, but you don’t want to pay 20% more for a brand new home with all the bells and whistles already built in. It just so happens that you’re pretty handy and are willing to trade in some ‘sweat equity’ for a great deal on a house that just needs a little TLC. Buying a place that needs some upgrades is a tried and true formula for getting more house for your money. However, not all “fixers” are the same, and not all of them are going to be right one for you.

There are houses for sale and in need of repair on every other block. How do you know which one is a potential money maker for you? Most properties that are fixers generally fall into one of these three categories- including the one you want to run far, far away from:

1. THE COSMETIC FIXER

This is the house that just needs a bit of clean up. The sale price is discounted slightly because the sellers and their agent know that there is work to be done. For whatever reason, the sellers didn’t want to invest anymore time or money in the house prior to sale. Things like new paint, carpet, countertops, lighting, landscaping and a few new appliances will give this cosmetic fixer the face lift it needs. A few dozen trips to the home improvement store should do it!

2. THE DOWNRIGHT UGLY FIXER

fixeruppers

It may be downright ugly, but it is beautiful to you! It has all the right things wrong with it. This is the fixer that needs more extensive repair and remodeling work than the ‘Cosmetic Fixer’ mentioned above. If you can see its potential beauty, and are willing to commit to the work, you will get the deal that others miss.

Some hallmarks of a ‘downright ugly fixer:’

  • No Current Curb Appeal: It’s easy to create with fresh front door paint, new house numbers, mailbox, flowering plants and fresh landscaping
  • Great Bones In Bad Shape: Good construction and architectural lines that have been underutilized or un-accentuated
  • Dark Interiors Cloaked In Ugly Decor: These turn off other buyers, but this is gone as soon as the moving vans pull away with the seller’s possessions
  • Outdated Kitchens: Upgrading your kitchen will be one of the biggest expenses, however, it gives you the biggest return on your dollar
  • Outdated Bathrooms: There are so many great options for bathroom upgrades now at your local home improvement store. You may need to bring in a plumber and tile guy but it will be worth the effort.
  • A House With Pets, Smokers Or Other Bad Smells: Nasty smells aplenty turn off other home shoppers, but a revamp of carpets and drapes and new paint will usually take care of that smelly issue.
  • Leaks In The Roof & A Water-Stained Ceiling: These can really turn away potential buyers – but you will most likely be putting on a new roof, so that will usually eliminate the source of the problem
  • Lots Of Small Rooms, Creating A Choppy Or Claustrophobic Feeling: Look for potential to remove a non-load bearing wall that could open up a kitchen to a living room or den, giving you that all desirable open floor plan.

3. THE FIXER TEAR DOWN

When I say ‘a house with the wrong things wrong’, this is the one I mean. This “tear down” house with “broken bones” is the money pit you must run from. If a house has major structural, geological, or severe foundation or environmental problems, you don’t want it. I repeat – you don’t want it. Even if you get the house on the cheap, some problems never go away and are sometimes impossible to fix, no matter how much money you throw at them. This is a Pandora’s Box you do not want to open, because you will never see that money back.

Some telltale signs of a ‘tear down:’

  • Structural Problems That Are Beyond Repair Economically
  • Major shifting due to poor foundation work
  • Unsolvable drainage issues and flooding of the basement
  • Illegal room additions that appear to be not to code, especially bathrooms
  • Major fire, earthquake or flood damage
  • An unstable hillside near the house or slipping or shifting due to soil erosion or flooding
  • Overwhelming asbestos or severe mold issues

BUYERS: What’s a deal breaker for you in a fixer-upper house?

From Forbes.com, Lifestyle 7/03/2014

 

 

Today is Canada Day, the National Day of Canada, which celebrates the July 1st, 1867 anniversary of the joining of the 3 colonies into one single country which formed Canada. Originally, it was called the British North America Act but now it is called the Constitution Act of 1867.

There will be the usual celebrations for Canada Day-parades, carnivals, festivals, barbecues, air and maritime shows, fireworks, and free musical concerts throughout the country. Canada Day is also celebrated in front of the Canada House in Trafalgar Square in London, England, Hong Kong, Afghanistan, Mexico, Shanghai, Mumbai, Paris, Rio de Janeiro, Detroit, New York and many other cities around the world.

So wave that beautiful Maple Leaf  flag proudly!

For a list of Canada Day 2014: July 1 celebrations across the country, please see http://www.cbc.ca/news/canada/canada-day-2014-july-1-celebrations-across-the-country-1.2692931

 

 

 

currency

 

Buyers who are looking to purchase property in a country where they aren’t currently citizens or legal residents will almost certainly have to move funds into that country — and will have to pay a host of fees to transfer their money. Are all of these fees necessary, though? And are consumers paying too much for the charges that are unavoidable?

No and yes, says Mike Ward, CEO of USForex, a company that specializes in transferring large amounts of funds across borders. Companies like USForex (a subsidiary of OZForex, based in Australia), Moneycorp and Currencies Direct exist to serve international consumers who want to purchase real estate or make sizeable investments in other countries. These kinds of businesses have had a presence in nations such as Canada and the United Kingdom for a while now, but have recently expanded their operations into the U.S.

Ward argues that consumers tend to overpay when they use traditional commercial banks for these transfers, in part because those institutions almost always saddle them with unnecessary fees.

“Banks can execute those transfers, but they won’t provide guidance and they’ll charge more than they have to,” he said. “There are lots of fees, but there are also lots of other options.”

According to Ward, these are the charges that typically pop up when transferring large amounts of money across borders:

▪ Margin or spread fees: These fees, which are unavoidable, are assessed on the actual currency conversion. However, conventional banks will typically charge more basis points on the transactions, amounting to about 3-5 cents per dollar, whereas the charges from money-transfer companies usually total around 1 cent per dollar.

▪ Wire transfer fees: These generally run between $20-100. Both commercial banks and money-transfer businesses can charge these fees, though they’re sometimes waived by the latter.

▪ Intermediary bank fees: These are charged by financial institutions that help facilitate money moves from a bank in Country A to a bank in Country B. Working with a company that focuses exclusively on international fund transfers can help consumers avoid these fees altogether.

▪ Delivery fees: A somewhat nebulous transactional charge that’s either reduced or done away with when consumers don’t work with traditional banks.

Obligatory caveat emptor note: While they focus exclusively on moving funds internationally financial transfers, working with money-transfer companies may not always be a superior experience to doing business with commercial banks. Make sure you and your clients perform your due diligence before going with either approach.

Brian Summerfield

Brian Summerfield is Manager of Business Development and Outreach for NAR Commercial and Global Services. He can be reached at bsummerfield@realtors.org.

 

I have been compiling this list of home improvements and the general percentage that is recouped when you sell your home. Of course, the percentage rates will vary slightly depending on your location and your market.

Percentage of your investment that is recouped at resale:

150% for  Remodeled Kitchen
A kitchen update can reward a seller with a sizable payback. Just remember though; splurging on fancy finishing materials or sophisticated equipment may cut into your profit. Keep it simple and don’t update over what is common in your neighborhood.

100% for Revitalized Lawn and Garden
A beautiful green lawn and a modest but colorful flowerbed will entice potential buyers. The few hundred dollars invested may yield several thousands in profit.

100% for Fireplace
Especially if it is energy efficient, such as a gas-powered model, a fireplace holds the promise of cozy family gatherings around the warmth of the hearth. Location will  make a difference too-Florida & California will not yield as much.

90% for Second Bathroom
All it takes is a simple 5×9 foot extra bathroom to make mornings more civilized for most families. But don’t count on a return on extras like a heat lamp, sauna or whirlpool tub.

80% for Room Addition
For the most attractive return of your investment dollars later on, the added room should be today’s most popular rooms-family room or a third bedroom.

80% for Remodeled Bathroom
A master bathroom is on many buyer’s list, so invest here. If you own only one bathroom, install two sinks or a double vanity to handle the morning crowd.

70% for Expanded Master Suite
To keep costs down, try to find extra space to create this wish list item by combining existing rooms and spaces. Heavy structural work entailed by adding square feet diminishes your return.

70% for Deck
Outdoor living space is a desirable asset no matter where the locale. No maintenance decking material leaves lots more leisure time, too.

50% for Exterior Paint
Sprucing up tired siding, trim, etc., can take years off the look of an older house, which helps curb appeal and may help your home sell quicker.

50% for Finished Attic
You can expect to recoup more of your investment if you make sure the renovation does not detract from the aesthetics of your home. It is especially attractive as an extra bedroom in a small house or office but it must be well insulated.

40% for Finished Basement
If you live in an area where there basements, his is a great way to gain added living space without building a costly addition. If the basement has an access door to the outdoors, the project becomes more valuable. Unfortunately, in Florida & California, you don’t find too many basements!

40% for Heating and Cooling Systems
Replace it only if your old system is dysfunctional. Depending upon a buyer’s priorities, a new energy efficient furnace/AC may or may not be a selling advantage.

35% for New Windows and Doors
Buyers appreciate changes that improve the look of a house, so attractive new French doors, for example, may be a plus. Energy efficient units are an ecological boom, but may be a resale bust.

30% for Garage
Don’t go overboard to blend it into your home’s architectural style. Its desirability increases if you live in a part of the country with a harsh climate.

0% for Swimming Pool
Unless you live where the sun always shines, such as Florida, this luxury item can detract from your resale profit.

from www.floridarealtors.org

ORLANDO, Fla. – June 17, 2014 – Steven Ramos, a retired letter carrier, estimated his cost of living would drop 80 percent when he moved from New York to a rental community in central Florida.

In 12 years, Ramos saw the taxes on his modest 1,200-square-foot house in Queens rise from $1,400 a year to almost $4,000, and other bills climbed as well.

“The increases are insane,” Ramos said. “In the wintertime, we’re pushing $400 to $500 a month to keep the house warm.” So off to Nalcrest, Florida.

Retirement moves, which dropped sharply during the worst of the recession, are making a comeback.

Florida, the top draw for movers 55 and older, is gaining about 55,000 older movers each year, more than twice the growth it saw after the housing bubble burst in the middle of the last decade, according to a Stateline analysis of Census Bureau numbers. Florida’s annual growth for this age group is 138 percent.

Arizona has seen an 18 percent increase in retiree moves and South Carolina 6 percent, as an average of annual moves in the post-recession years of 2009-2012 compared to 2006-2009.

The 55 and older category is often used by researchers because people tend to be thinking of retirement when they make long-distance moves at that age, though they could still be moving for job transfers or other reasons.

Low cost of living and warm weather are prime draws for retirees. They tend to move from colder or high cost states such as New York, Illinois, New Jersey, Michigan and California, in search of warmer and lower cost states including Florida, Arizona, North and South Carolina and Texas. Many of the destination states also have relatively low property taxes – for instance, South Carolina’s median annual property tax bill is just $769, compared to more than $7,000 in New Jersey.

Ramos and his wife, like many, put off a move because of the recession. “The bank gave us a hard time. We should have been out of here a long time ago,” Ramos said.

Growth by city

The top five most popular cities for seniors have all seen increases since the recession ended in 2009, according to a study by William Frey, a demographer at the Brookings Institution. They are the metropolitan areas around Phoenix; Riverside, California; Tampa-St. Petersburg, Florida; Atlanta; and Denver.

“An emerging senior boom is boosting not only traditional retirement destinations but also emerging ones in the Southeast, Mountain West and Texas,” Frey wrote. “Florida and Arizona are coming back even bigger in the post-recession period, with some falloff for Texas.”

Some of those booming markets require caution.

John Burns Real Estate Consulting, a prominent housing market analysis firm, notes a buying boom around the country by older Americans whose stock portfolios recovered from the 2008 crash. But the group is wary about “hockey-stick markets” like Phoenix, Las Vegas, Riverside and Tampa where prices fell drastically and “came back too far and too fast” when investors scooped up properties. (Picture the business end of a hockey stick.)

Because of speculative price increases, “the markets there have gotten more challenging for the people who really want to live there,” said Chris Porter, chief demographer at Burns.

Recreation for today’s younger and healthier retirees is a big consideration – from the mountaineering and four-wheeling popular in the West to the bicycling, motorcycling and farming enjoyed by Kathy Merlino and her husband in South Carolina.

“We moved from Michigan – high taxes, hard winters and high unemployment,” said Merlino, who now blogs on retirement after a career in banking and real estate.

“I saw people moving here from Florida in droves. I called it ‘the Florida Trail’ as people had retired from the north to Florida, which was the tradition, only to find they disliked the extreme heat,” she said.

Moving halfway home

North Carolina has also become a destination for so-called “half-backers” who moved halfway back to their Northeast origins, said Rebecca Tippett, director of Carolina Demography at the University of North Carolina.

“We have mountains and we have coasts and we have seasons,” said Tippett. “The balance of amenities that the state offers with the cost of living is really nice.”

Florida, however, remains by far the destination of choice. A recent study by the University of Florida’s Bureau of Economic and Business Research (BEBR) found the state’s economy is becoming more dependent on tourism and retirees as agricultural lands are increasingly plowed under for housing. Service jobs for retirees have created a lower-skill job structure, the study suggests.

Moves to the state by seniors reached a low point of about 13,000 in 2007, but in 2012 rebounded to about 64,000, even higher than in 2005 when it was about 59,000, according to Stefan Rayer, BEBR’s population director.

“It is difficult for retirees to move to Florida when they can’t sell their houses up north, and stricter mortgage lending rules must have played a role as well,” said Rayer. “Another factor behind the recent uptick in migration may have to do with the stock market recovery, which has improved the net worth of many individuals.”

Rodney Harrell, who studies so-called livable communities for AARP, said many of the top destinations for older Americans, as noted by Frey of Brookings, are the same as those for younger people. Denver, Riverside, Austin, Portland, Oregon and others rank high with both age groups.

“They’re all seeking some of the same elements, like a walkable community and a booming economy, as well as being close to family members,” said Harrell, who also pointed out that the vast majority of retirees do not move at all.

An important consideration, whether moving or not, is to have a home that will not become burdensome later in life when mobility is reduced, Harrell said, noting a push to implement policies like one in Pima County, Arizona that requires new homes to have stair-free entrances and other amenities for the physically challenged.

“People in general are very poor at planning for yet-unknown circumstances,” said Harrell. “If I’m 75 and healthy I’m not necessarily going to plan a community where I can walk everywhere if I can still drive.”

With that in mind AARP has embarked on a project to gauge communities for long-term livability and plans to rate areas on attributes like walkability and disabled access, and to establish a standard for “age-friendly communities.”

Staying put

New York state may have the largest loss of older movers, about 29,000 per year, but that’s a tiny fraction of the million senior citizens in New York City alone, a number projected to grow 30 percent by 2030, according to Joe Salvo, population director for the city’s planning department.

“This increase is attributable to a number of reasons: walkable neighborhoods with easy access to stores, parks, and entertainment as well as transit, existing social networks and nearby family, strong social and community services, and the list goes on,” said Salvo.

Frey’s study indicates that moves by older Americans have rebounded faster than those of younger millennials. The stock market recovery is uniformly cited as a factor.

A recent Associated Press poll found that half of older workers have delayed retirement plans because of the economy.

Merlino, the South Carolina retirement blogger, said there were worrisome times during the recession when the real estate market slowed and the value of stocks fell.

“Despite the recession, we had stayed in the stock market,” Merlino said. “We recouped nicely and went on with our plans.”

from www.floridarealtors.org    Copyright © 2014 Stateline.org, Tim Henderson. Distributed by MCT Information Services.

 

 

 

Well, here’s a cheery way to start the week. No, actually, this is one of the best infographics I have seen on preparing your home for natural disasters. I like that it is concise & full of information as well as debunking some myths. Which natural disaster causes the most damage? 6 of the 7 people I asked, responded with the wrong answer. See how you fare.

 

how-prepare-natural-disaster-infographic_a68c15f98be8b356a3f056f52359b994

 

 

 

 

 

mexican-dancers

Flickr/haveclipperswilltravel

A quarter, or 23%, of travelers from around the world never tip while on vacation, according to a new Expedia survey of 11,165 people across five continents. When to tip and how much to tip are topics of endless conversation, especially when visiting a new country and learning about the customs of the new destination.

The chart below shows which percentage of vacationers from each country indicated that they tip service providers while on holiday

Travelers Who Tip The Most Infographic

Travelers Who Tip The Most Infographic
Skift

Food servers are the most likely to receive a tip with 50 percent of respondents claiming that they typically tip in a restaurant.

Hotel staff were less likely to receive with approximately 36 percent of respondents stating that they tip for maid service, room service delivery and bellhops.

Read more: http://www.businessinsider.com/mexican-travelers-tip-the-most-2014-6#ixzz34MWCl5FP

List of Categories

Monthly archive of my posts

RSS PROView-Pinellas Realtor Organization

  • SavvyTips: Improve your Search Ranking by Optimizing your SavvyCard for Search July 24, 2014
    How much revenue would you gain if you ranked #1 on Google for a key search phrase? $10,000 a year? $100,000? Well, some time spent on your SavvyCard can help improve those rankings, and maybe even get you to the top.  You just need to populate it with the right keywords, links, and other ranking [...]
    PROView
  • Trulia/Zillow SCAM ALERT July 24, 2014
    It has come to our attention that several agents have now been contacted by a “Dr. James Richardson” – this time through Trulia. The correspondence arrives as a lead through your company systems and Trulia. The message is similar to the last scam through Zillow, except this one just says he is interested in properties, [...]
    PROView
  • SavvyTips: Measure and improve the effectiveness of print ads with QR codes July 21, 2014
    The SavvyCard mobile web tool provided to all PRO members is more than just a powerful personal networking tool. It’s also an ideal landing page to send prospects from your print advertisements – from bus benches to flyers. Just add a QR code to your advertising materials, and anyone with a smartphone can quickly scan [...]
    PROView
  • SavvyTips: Get More Listings by Being an Innovator, with SavvyCard Property Cards July 14, 2014
    SavvyCard makes you a better REALTOR® by helping you connect with buyers on mobile, making it easier for you to sell houses. But SavvyCard also makes it easier to sell yourself. Showing prospective sellers that you’ll use an exciting new tool like SavvyCard Property Cards to sell their property will set you apart from other [...]
    PROView
  • SavvyTips: Use Your Email Signature to Help Contacts Remember You and Get in Touch July 3, 2014
    The big photos on your customized SavvyCard make a great way to make new or long-distance connections feel more personal. One of the easiest ways to help make all of your connections stronger is by adding a SavvyCard signature to your emails. The SavvyCard system will automatically generate a signature, and it’s easy to set it [...]
    PROView

Visit Me at Facebook

Visit Me at Active Rain

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

Join 148 other followers

Follow

Get every new post delivered to your Inbox.

Join 148 other followers